We have been using Zion Health Share for 3 years and It’s been amazing without any issues. Our claims have been taken care of within 5 business days. None of the problems that others have talked about with other health share programs discussed. If you are not happy you must try it out. Again Zion is not insurance it’s medical cost sharing, were community share through “voluntary giving”. They also have it for businesses. Benefits are freedom to work with any provider and without network restrictions, and there are no annual or life time maximums. We cannot thank Foster enough for letting us now that health share programs even existed. Please if anyone else has used them or recommends another Health Share. www.zionhealthshare.org.